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The perfect VA Home Loan tailored for you.

Your trusted source for VA home loans. You will find our pricing competitive, our product range expansive and our staff knowledgeable yet helpful.    
  • No down payment
  • No mortgage insurance
  • Assumable
  • Lower interest rates
  • Flexible credit requirements

Complete your VA Home Loan application in 3 minutes or less.

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Why Choose
Imperium Mortgage

Veteran-Centered Expertise

At Imperium Mortgage, we specialize in VA loans and understand the unique needs of veterans. Our team is dedicated to guiding you through every step, ensuring you get the best possible terms tailored specifically to your situation.

No Down Payment, No Stress

We know the financial sacrifices you’ve made, which is why we offer VA loans with no down payment required. We’re committed to making homeownership accessible and stress-free for those who have served our country.

Competitive Rates, Maximum Savings

We prioritize finding the most competitive rates for veterans, helping you save money over the life of your loan. We believe that those who have served deserve the best, and we work tirelessly to deliver it.

Personalized Service with Integrity

At Imperium Mortgage, you’re not just a client—you’re a valued member of our community. We take the time to understand your unique needs and provide compassionate, honest advice to ensure you make informed decisions.

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The Imperium Mortgage Difference

We take the time to understand each client’s unique financial situation and goals, ensuring we find the perfect mortgage solution that fits their needs.

Tailored Solutions

What sets Imperium Mortgage apart from its competitors is our unwavering commitment to personalized service and customer-first approach.

Expertise Accross Loan Types

We shop multiple lenders to secure the best possible loan programs, ensuring our clients get the most value for their investment.

Competitive Rates and Flexible Terms

We prioritize finding the most competitive rates for veterans, helping you save money over the life of your loan. 

Streamlined, Transparent Process

We prioritize transparency and efficiency, making the mortgage process smooth and stress-free from start to finish.

Community-Focused

As a locally-owned business, we are deeply invested in the success and well-being of our community, providing ongoing support long after the loan has closed.

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Clients Who Love Us

All we can say is Bina Raghunath is awesome! She gets the job done! I've worked with her on a few deals and she always gets us to the closing table. If you're in the market and need a home loan I would not hesitate to call her! We're very excited to have closed on our dream family home. Thank you Bina!
Kalpesh Patel
Kalpesh Patel
I recently had the pleasure of working with Bina Raghunath from Imperium Mortgage LLC, and I cannot recommend her highly enough. As a recent immigrant without permanent residency, my options were limited and the loan process appeared quite daunting. However, Bina's expertise and deep knowledge of every policy relevant to our situation made a significant difference. She is not only highly competent and professional but also incredibly patient and responsive. Despite the voluminous paperwork and the demanding nature of the process, Bina's dedication never wavered.
Nyein Chan Aye
Nyein Chan Aye
We arrived in the United States nearly three years ago, and purchasing a home in such a short time seemed almost impossible—a dream, really. But dreams do come true, as we discovered when we met Bina Raghunath from Imperium Mortgage LLC. Truly appreciate Biha and her team. Bina is exceptional at her job, demonstrating meticulous attention to detail from the very beginning. She reviewed our credit reports, provided expert advice on managing our credit scores, and offered invaluable tips. For documentation, she always carefully selected what was appropriate and necessary.
Khin Sandar
Khin Sandar
I have had the privilege of knowing Raj for over a decade, and during that time, he has consistently proven himself to be a mortgage lending expert of the highest caliber. Raj's wealth of years of experience in the mortgage industry shines through in every interaction. His deep understanding of market dynamics and industry trends has allowed me to make well-informed decisions that have saved me money and reduced the years I'll need to pay my mortgage. One of Raj's most remarkable qualities is his unwavering work ethic.
Alex Abraham
Alex Abraham
I cannot express how impressed I am with Raj's exceptional service as a lender. As a top producing agent, I have worked with numerous lenders in the past, but none have been able to match Raj's level of efficiency and speed. He managed to close a deal for one of my clients in just 11 day, which is simply astonishing!
Sunna Ahmed
Sunna Ahmed

Imperium Mortgage LLC
NMLS ID: 100572

  • 8115 Maple Lawn Drive, Suite 350 Fulton, MD 20759
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Kim Tillinghast

CPFA™, Principal, Partner

Kim Tillinghast began her career in the banking industry in 1985. She graduated with a degree in Finance from West Texas State University in 1990 and has continued her education by earning her Series 24 General Securities Principal Exam and Certified Plan Fiduciary Advisor (CPFA™). Shortly thereafter she started her brokerage career at a traditional wirehouse in downtown Los Angeles, California in 1991. After relocating to Orange County, Kim became an independent financial advisor in May of 1993. She brings over 37 years in the banking and finance industry with experience ranging from designing, developing, employing and maintaining complex investment strategies, Pension Plans, Employee Stock Option Plans, Corporate Finance, Estate Planning and Transition. Outside of her career, she served as Co-Chair of the Dallas County Susan G. Komen Race for the Cure 2013 and 2014 and currently serves on the Board of the Tillinghast Society, Inc. With a deep love for animals, she continues to volunteer for multiple emergency animal response teams including Red Rover, HSUS, UAN, ASPCA and volunteers weekly at the Irving Animal Shelter. Kim also loves worldwide adventure travel and has many amazing experiences visiting almost half of the world’s countries and all seven continents, twice.

Karthik Muraliraj

CFP®, ChFC®, CLU®, RMA®, Partner

Karthik Muraliraj was raised in Fort Worth, Texas, and developed an interest in investing and economics at a young age. After graduating from the University of Texas at Austin with a Bachelor of Arts in Economics and a minor in Business, he started his career as a financial professional in 2008. Throughout his career, Karthik has continued to educate himself by gaining multiple designations. Since moving to Dallas, he has been an active member in the community—volunteering with organizations such as the network of Indian Professionals, Dallas Autumn Ball and Reading Partners. Karthik is an avid sports fan and enjoys supporting his alma mater as a proud member of the Texas Exes Dallas Chapter. In his free time, Karthik enjoys cooking, travel, fitness and spending time with this wife, son, dog, and cat.

Crystal Arredondo

MBA, CDFA®, CPFA™, Partner

Crystal Arredondo was born and raised in Germany. She moved to Texas following her parents’ decision to retire after serving an overseas career in the Armed Forces. Seeing firsthand the difficult transition to civilian life after retirement, Crystal obtained her MBA in Finance at the University of North Texas and began her career as a financial advisor. In 2009, she completed the Retirement Planning Specialist Program at the Wharton School of Business, University of Pennsylvania. In 2018, she earned her designation of Certified Divorce Financial Analyst® (CDFA®). In 2022, she earned the additional designation as a Certified Plan Fiduciary Advisor (CPFA™). As the daughter of an immigrant mother, she especially enjoys helping women and business owners make decisions that affect their financial independence. She served as the 2015-16 Chair for the National Association of Women Business Owners (NAWBO) and 2016-17 Chair for the NAWBO Institute of Entrepreneurial Development.

Philip Strunk

CFP®, CPA, Partner

Philip Strunk is a native of Houston, TX. Philip earned his Bachelor of Business Administration and Masters in Professional Accounting from the University of Texas at Austin’s McCombs School of Business. He earned his designation as Certified Public Accountant (CPA) in 2004 and CERTIFIED FINANCIAL PLANNER (TM) certification in 2010. Having started his career with Deloitte & Touche, LLP in 2005, Philip spent a year and a half in Deloitte’s Audit and Assurance Services group and provided a variety of financial services for a number of Fortune 500 companies. He decided in late 2006 that his talent and passion for investments were best suited for working with smaller groups and individuals. After obtaining the required securities registrations and insurance licenses, Philip became a financial advisor. The impact was plainly visible and more fulfilling. Philip serves as the Investment Director for MPACT.

John C. Farris

CAP®, CFS®, Partner

John C. Farris is a founding partner and has more than forty years in both public and private business serving in a variety of management and leadership capacities. John completed the Retirement Planning Specialist Program at the Wharton School of Business at the University of Pennsylvania earning the Retirement Planning Specialist designation. John and his family have a history of philanthropic giving through numerous non-profit organizations. John recently completed his designation as a Chartered Advisor in Philanthropy® (CAP®). He is also a member of The International Association of Advisors in Philanthropy. His primary goal is to help people give intelligently with love and thereby experience the true joy of helping others. John lives in Park Cities and has served on the Public Works Advisory Council, as finance director of the BSA West Park District, the BSA Troop 82 Executive Board, and as a BSA Assistant Scoutmaster for Troop 82, Dallas, Texas.