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Rock-Solid
Debt Solutions

We turn complex business debt into real results, empowering your company to move forward with confidence.

Our Specialties

Rockpile Capital specializes in acquiring and managing distressed assets, including Defaulted Lease Obligations, Defaulted Loans, Defaulted Accounts Receivable, Judgment Recovery, and other Special Situations, providing tailored solutions for complex financial challenges.

Defaulted Loans refer to financial agreements where borrowers have failed to meet repayment obligations, requiring specialized strategies for recovery and resolution.

Develop a strategy that helps minimize downside exposure in the portfolio. This helps reduce the fear factor.

Defaulted Accounts Receivable involve unpaid invoices or obligations from customers, requiring focused efforts to recover outstanding balances and mitigate financial losses.

Judgment Recovery focuses on enforcing court-awarded judgments to collect owed funds, often involving strategic legal and financial measures to secure payment.

Debt collections for special situations involve handling complex or unique cases, such as distressed assets or unconventional financial challenges, with customized recovery strategies.

Recent Significant Collections

Special
Situations

Caribbean Bank Deposit

$1,172,281

Original Blanace

Recovered 100%

Defaulted
AR

Law Firm

$419,412

Original Blanace

Recovered 72%

Defaulted
AR

Law Firm

$157,441

Original Blanace

Recovered 53%

Defaulted
AR

Law Firm

$64,162

Original Blanace

Recovered 101%

Frequently Asked Questions

No. Rockpile never charges to review cases that meet its minimum requirements.

Yes. In most cases, provided that the debt meets our minimum requirements, we can make an all cash offer. We can also make a percentage of recovery offer. Provided we are successful, this can be a substantially more than a lump sum payment offer.

We work on larger and more complicated matters than the typical contingency collection agency and/or law firm. As such, each case facts are unique and take time to understand. If we offered an instant quote it would be so heavily discounted that it would not necessary reflect your true potential recovery value.

Rockpile’s unique approach provides multiple benefits to its clients. If we have to sue and take extensive legal action you are insulated from public criticism as being a “bad guy “in the collection process. In addition, in litigation, it is not unusual for a debtor to make counterclaims against you. This involves you retaining other counsel and defending yourself. Cost of your defense can be extensive.

No. In the event we do not obtain any recovery or a sufficient recovery to even reimburse our out of pocket expenses there is no obligation on your part. All our cost and fees are nonrecourse to you.

No. we specialize in business to business debts. The exception is professional fees for lawyers, accountants, engineers, architects that are subject to an engagement letter or contract.

No. Since Rockpile takes assignment of your debt we consider ourselves principals in the transaction. We are business professionals and treat each situation that way. We don’t make harassing phone calls to try and collect debts.

Rockpile is composed of seasoned business professionals that are experienced in developing business solutions to problems. As such, understanding the reason for nonpayment of debt can lead to solutions outside the experience of most law firms. In the event we need a lawyer, we have relationships with experienced credit rights law firms. Since we cover the cost of the outside law firms, as necessary, you still get the legal expertise at no expense or obligation to you.

Rockpile © Copyright 2022 | All Rights Reserved

Kim Tillinghast

CPFA™, Principal, Partner

Kim Tillinghast began her career in the banking industry in 1985. She graduated with a degree in Finance from West Texas State University in 1990 and has continued her education by earning her Series 24 General Securities Principal Exam and Certified Plan Fiduciary Advisor (CPFA™). Shortly thereafter she started her brokerage career at a traditional wirehouse in downtown Los Angeles, California in 1991. After relocating to Orange County, Kim became an independent financial advisor in May of 1993. She brings over 37 years in the banking and finance industry with experience ranging from designing, developing, employing and maintaining complex investment strategies, Pension Plans, Employee Stock Option Plans, Corporate Finance, Estate Planning and Transition. Outside of her career, she served as Co-Chair of the Dallas County Susan G. Komen Race for the Cure 2013 and 2014 and currently serves on the Board of the Tillinghast Society, Inc. With a deep love for animals, she continues to volunteer for multiple emergency animal response teams including Red Rover, HSUS, UAN, ASPCA and volunteers weekly at the Irving Animal Shelter. Kim also loves worldwide adventure travel and has many amazing experiences visiting almost half of the world’s countries and all seven continents, twice.

Karthik Muraliraj

CFP®, ChFC®, CLU®, RMA®, Partner

Karthik Muraliraj was raised in Fort Worth, Texas, and developed an interest in investing and economics at a young age. After graduating from the University of Texas at Austin with a Bachelor of Arts in Economics and a minor in Business, he started his career as a financial professional in 2008. Throughout his career, Karthik has continued to educate himself by gaining multiple designations. Since moving to Dallas, he has been an active member in the community—volunteering with organizations such as the network of Indian Professionals, Dallas Autumn Ball and Reading Partners. Karthik is an avid sports fan and enjoys supporting his alma mater as a proud member of the Texas Exes Dallas Chapter. In his free time, Karthik enjoys cooking, travel, fitness and spending time with this wife, son, dog, and cat.

Crystal Arredondo

MBA, CDFA®, CPFA™, Partner

Crystal Arredondo was born and raised in Germany. She moved to Texas following her parents’ decision to retire after serving an overseas career in the Armed Forces. Seeing firsthand the difficult transition to civilian life after retirement, Crystal obtained her MBA in Finance at the University of North Texas and began her career as a financial advisor. In 2009, she completed the Retirement Planning Specialist Program at the Wharton School of Business, University of Pennsylvania. In 2018, she earned her designation of Certified Divorce Financial Analyst® (CDFA®). In 2022, she earned the additional designation as a Certified Plan Fiduciary Advisor (CPFA™). As the daughter of an immigrant mother, she especially enjoys helping women and business owners make decisions that affect their financial independence. She served as the 2015-16 Chair for the National Association of Women Business Owners (NAWBO) and 2016-17 Chair for the NAWBO Institute of Entrepreneurial Development.

Philip Strunk

CFP®, CPA, Partner

Philip Strunk is a native of Houston, TX. Philip earned his Bachelor of Business Administration and Masters in Professional Accounting from the University of Texas at Austin’s McCombs School of Business. He earned his designation as Certified Public Accountant (CPA) in 2004 and CERTIFIED FINANCIAL PLANNER (TM) certification in 2010. Having started his career with Deloitte & Touche, LLP in 2005, Philip spent a year and a half in Deloitte’s Audit and Assurance Services group and provided a variety of financial services for a number of Fortune 500 companies. He decided in late 2006 that his talent and passion for investments were best suited for working with smaller groups and individuals. After obtaining the required securities registrations and insurance licenses, Philip became a financial advisor. The impact was plainly visible and more fulfilling. Philip serves as the Investment Director for MPACT.

John C. Farris

CAP®, CFS®, Partner

John C. Farris is a founding partner and has more than forty years in both public and private business serving in a variety of management and leadership capacities. John completed the Retirement Planning Specialist Program at the Wharton School of Business at the University of Pennsylvania earning the Retirement Planning Specialist designation. John and his family have a history of philanthropic giving through numerous non-profit organizations. John recently completed his designation as a Chartered Advisor in Philanthropy® (CAP®). He is also a member of The International Association of Advisors in Philanthropy. His primary goal is to help people give intelligently with love and thereby experience the true joy of helping others. John lives in Park Cities and has served on the Public Works Advisory Council, as finance director of the BSA West Park District, the BSA Troop 82 Executive Board, and as a BSA Assistant Scoutmaster for Troop 82, Dallas, Texas.